NFC Technology
“Near-field communication” is the tech that allows for payment exchange between objects and card readers, so you can pay with your smartphone or smartwatch, or by hovering your card over the reader — no swipe or chip insert required.
Stay Safe When Paying on the Go
Contactless is one of the safest ways to pay, since account information is encrypted and not actually transferred to the retailer. Still, prioritize safety with these tips:
Use only trusted payment platforms.
Keep strong passwords and enable facial or fingerprint recognition where possible.
Immediately lock a lost or stolen phone.